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SeamlessChex ACH settle desk hours is not Spreedly token-vault rail
Open one SeamlessChex ACH settle desk. Note capture hour. Note settle hour. Subtract, and keep captures next to the span. That span is SC ACH-settle hours — Spreedly token-vault rails and day-index ACH-float clocks live elsewhere.
Pair: Capture-to-settle lag on Payments. Spreedly twin: SP vault-settle. Day twin: SC ACH-float.
ACH settle desk stamps
Capture hour — Hour SeamlessChex captured ACH txs on the settle desk.
Settle hour — Hour those captures funded / settled on the same desk.
Captures — SeamlessChex captures that cleared in that desk window.
SC ACH-settle hours = settle hour − capture hour. Fat SC ACH-settle hours usually means ACH batch cutoff or float hold on that desk — chase that path; never invent an SC ACH-settle chip.
Refuse these shortcuts
Refuse inventing SC ACH-settle hours. Refuse pasting Spreedly token-vault hour CSVs or day-index ACH-float exports into capture/settle boxes. Refuse folding auth-expire or capture-fail counts into settle-hour fields. Refuse dumping Authorize.net merchant-center files into SeamlessChex desks. Refuse blending MIDs when one ACH settle desk owns the waiting volume.
See also: Payments, SP vault-settle, SC ACH-float, cutoff miss.
Procedure
- Type capture hour, settle hour, and captures.
- Read SC ACH-settle hours.
- Chase ACH batch cutoff when SC ACH-settle hours are material.
Failure modes
- Inventing SC ACH-settle hours.
- Pasting Spreedly token-vault hour CSVs or day-index ACH-float exports into hour boxes.
- Folding auth-expire or capture-fail counts into settle-hour fields.
Worked example
None on this page yet. When one lands it will be a real case: what broke, the number, and what changed. Not a composite.
Glossary
- SC ACH-settle hours
- Settle hour − Capture hour on one SeamlessChex ACH settle desk.
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FAQ
- Is this Spreedly capture-to-settle lag?
- SeamlessChex ACH settle desk vs Spreedly token-vault settle rail. [Capture-to-settle lag](/manuals/spreedly-capture-to-settle-lag) stays on Spreedly. Capture / settle hours belong on this SeamlessChex desk.
- Is this SeamlessChex settlement-delay days?
- Hour ACH settle desk vs day ACH-float export. [Settlement-delay days](/manuals/seamless-settlement-delay-days) weights delayed settlement $ by delay days. Here you only score settle hour − capture hour on the ACH settle desk.
- What SC ACH-settle hours should I invent?
- None. Pull capture hour, settle hour, and captures from the same SeamlessChex ACH settle desk.