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Argyle pay-rail capture bounce is not SeamlessChex ACH capture bounce

How to run thisPayments3 steps
CalculatorArgyle capture-fail share · Calculator lives in the articleOpen

Count capture attempts that bounced after auth against Argyle capture attempts on one pay-rail cut. That ratio is AG capture-fail %.

Pair: Capture-fail share on Payments. ACH twin: SeamlessChex capture-fail. Expire twin: auth-expire.

What you type

Capture fails — Argyle pay-rail captures that bounced after auth in the cut.

Capture attempts — Argyle capture attempts in that same pay-rail cut.

AG capture-fail % = capture fails ÷ capture attempts × 100. A heavy AG capture-fail % usually means pay-rail capture rules or issuer pushback on that seat — fix those rails before you open more auth volume. Never invent a AG capture-fail chip.

What not to do

Skip inventing AG capture-fail %. Skip dumping a SeamlessChex ACH, Spreedly vault, or Primer bounce file into Argyle fields. Skip folding auth expires or settlement-hold days into bounce counts. Skip averaging every MID when one pay-rail seat owns the bounce pile.

Related: Payments, SeamlessChex capture-fail, auth-expire, settlement hold.

Procedure

  1. Type capture fails and capture attempts.
  2. Read AG capture-fail %.
  3. Chase pay-rail capture rails when AG capture-fail % is material.

Failure modes

  • Inventing AG capture-fail %.
  • Pasting a SeamlessChex ACH, Spreedly vault, or Primer capture-fail file into Argyle fields.
  • Treating auth expires or settlement holds as capture fails.

Worked example

None on this page yet. When one lands it will be a real case: what broke, the number, and what changed. Not a composite.

Glossary

AG capture-fail %
Capture fails ÷ Capture attempts × 100.

Work with us — We run this job on your accounts. Services

FAQ

Is this SeamlessChex capture-fail share?
ACH bank rail vs Argyle pay-rail seat. [Capture-fail share](/manuals/seamless-capture-fail-share) divides SeamlessChex ACH bounces. Here both counts stay on one Argyle pay-rail cut.
Is this Argyle auth-expire share?
Expired holds vs bounced captures. [Auth-expire share](/manuals/argyle-auth-expire-share) is pay-rail auths that died unused. This page only scores capture attempts that bounced.
What AG capture-fail % should I invent?
None. Export capture fails and capture attempts from the same Argyle pay-rail cut.