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Decision latency is not challenge abandon

How to run thisChargebacks3 steps
CalculatorDecision-latency p95 · Calculator lives in the articleOpen

How far p95 score reply ms sits past your SLA ms is over-SLA %. Over-SLA % = max(0, (p95 − SLA) ÷ SLA × 100). Type both.

Pair: Decision-latency p95 on Chargebacks. Challenge: challenge-abandon rate. Review $: manual review lag.

What you type

p95 score reply ms — 95th-percentile Sift score reply time in the export window.

Your SLA ms — the SLA you hold the score call to in that same window.

Over-SLA % = max(0, (p95 − SLA) ÷ SLA × 100). Trim rules or raise timeout when over-SLA % is fat — do not invent an SLA chip.

What not to do

Do not invent over-SLA %. Do not fold challenge abandons into score reply ms. Do not treat review-queue hours as score latency. Do not blend every MID when one seat owns the spike.

Related: Chargebacks, challenge-abandon rate, manual review lag, auto-block overturn rate.

Procedure

  1. Type p95 decision ms and timeout ms.
  2. Read over-threshold %.
  3. Fix queue / rules when over-threshold % is material.

Failure modes

  • Inventing over-threshold %.
  • Mixing challenge abandons into p95 ms.
  • Treating review lag hours as decision latency.

Worked example

None on this page yet. When one lands it will be a real case: what broke, the number, and what changed. Not a composite.

Glossary

Decision-latency p95
max(0, (p95 − timeout) ÷ timeout × 100).

Work with us — We run this job on your accounts. Services

FAQ

Is this challenge-abandon rate?
Sibling prevention grain. [Challenge-abandon rate](/manuals/kount-challenge-abandon-rate) is abandons ÷ challenges. This page is how far Sift score reply p95 sits past your SLA.
Is this manual review lag?
Related Sift queue $. [Manual review lag](/manuals/sift-manual-review-lag) prices lag × AOV. This page is score-reply over-SLA % only.
What over-SLA % should I invent?
None. Type p95 score reply ms and your SLA ms from the same Sift export.